What class 6492 covers
The official inclusion and exclusion notes for this class, straight from the NIC-2008 publication.
What this class includes
This class includes financial service activities primarily concerned with making loans by institutions not involved in monetary intermediation (such as venture capital companies, industrial banks, investment clubs), where the granting of credit can take a variety of forms, such as loans, mortgages, credit cards etc.
What this class excludes
- credit granting for house purchase by specialized institutions that also take deposits, see 6419
- operational leasing, see division 77, according to type of goods leased
NIC codes in class 6492
These are the sub-class codes you actually register with. Open one for the activities it covers, examples and where it applies.
How class 6492 maps from NIC-2025
Use this concordance when a form asks for the NIC-2025 code instead.
Concordance published by MoSPI between the 4-digit industry classes of NIC-2025 and this version. Partial mappings mean the activity is split across more than one class.
Where class 6492 is used
NIC codes describe your business activity across these registrations. IncorpX provides assistance for each one.
GST registration classifies goods and services with HSN and SAC codes rather than NIC codes. Your NIC activity description helps keep the business activity consistent across applications.
Get assistance with GST RegistrationUdyam registration asks for the NIC code of every activity you carry out. You can select multiple NIC codes at 2-digit, 4-digit and 5-digit levels.
Get assistance with MSME (Udyam) RegistrationDPIIT startup recognition records your industry and sector based on the national industrial classification, so the right NIC code keeps your profile accurate.
Get assistance with Startup India (DPIIT)The SPICe+ incorporation form records the main division of industrial activity of the proposed company, which is derived from the NIC classification.
Get assistance with Private Limited CompanyThe FiLLiP incorporation form for LLPs also captures the business activity classification based on NIC codes.
Get assistance with LLP RegistrationOPC incorporation follows the same SPICe+ process, so the NIC-based activity classification applies here as well.
Get assistance with One Person Company (OPC)Trademarks use the NICE classification (Classes 1 to 45), not NIC codes. Your NIC activity helps identify which trademark classes fit your goods or services.
Get assistance with Trademark RegistrationThis directory reproduces the National Industrial Classification for reference. Titles, notes and codes are sourced from the MoSPI publications; the official gazette remains the authoritative source. IncorpX provides assistance for registrations that use these codes and does not issue the classification itself.
Frequently asked questions
What is NIC class 6492?
Class 6492 (Other credit granting) is a 4-digit activity class in NIC-2008, under Group 649. It is the level most government forms ask for, and it contains 1 sub-class NIC code.
Which NIC code should I use from class 6492?
Pick the sub-class below that most closely matches your main activity. Registrations such as Udyam accept several NIC codes, so add one for each activity you carry out and mark the primary one. IncorpX provides assistance for choosing correctly.
Does class 6492 exclude any activities?
Yes. Some related activities are classified elsewhere. Read the "What this class excludes" notes on this page and follow the referenced code where your activity is listed there instead.
Is class 6492 the right fit for your business?
Tell us what you do and an IncorpX advisor will confirm the correct NIC code and provide assistance for the registrations that use it, from Udyam to company incorporation. Free, with no obligation.
