649504 - Activities of pawnbrokers/ money lenders | NIC-2025 Code
The most specific NIC-2025 activity code for this business activity, within class 6495 (Other credit granting activities).
What NIC code 649504 covers
NIC Code 649504 of NIC-2025 covers 649504 - Activities of pawnbrokers/ money lenders | NIC-2025 Code. It falls under class 6495 (Other credit granting activities).
Excluded from class 6495
- credit granting by specialised deposit-taking institutions, see 6419
- operating leasing, see division 77, according to type of goods leased
- grant-giving activities by membership organizations, see 9499
How to choose code 649504
A quick check before you use this code in a registration.
- 1Match your main business activity with the activity name: Activities of pawnbrokers/ money lenders.
- 2Check the exclusions. If your activity is listed there, follow the referenced code instead.
- 3If you carry out more than one activity, pick a NIC code for each activity and mark the main one (registrations like Udyam allow multiple codes).
- 4Use the NIC-2025 code in forms that ask for this classification version, and the mapped code where the older or newer version is required.
Where you use NIC code 649504
The same activity code carries across these registrations. IncorpX provides assistance for each one.
GST registration classifies goods and services with HSN and SAC codes rather than NIC codes. Your NIC activity description helps keep the business activity consistent across applications.
Get assistance with GST RegistrationUdyam registration asks for the NIC code of every activity you carry out. You can select multiple NIC codes at 2-digit, 4-digit and 5-digit levels.
Get assistance with MSME (Udyam) RegistrationDPIIT startup recognition records your industry and sector based on the national industrial classification, so the right NIC code keeps your profile accurate.
Get assistance with Startup India (DPIIT)The SPICe+ incorporation form records the main division of industrial activity of the proposed company, which is derived from the NIC classification.
Get assistance with Private Limited CompanyThe FiLLiP incorporation form for LLPs also captures the business activity classification based on NIC codes.
Get assistance with LLP RegistrationOPC incorporation follows the same SPICe+ process, so the NIC-based activity classification applies here as well.
Get assistance with One Person Company (OPC)Trademarks use the NICE classification (Classes 1 to 45), not NIC codes. Your NIC activity helps identify which trademark classes fit your goods or services.
Get assistance with Trademark RegistrationThe NIC-2008 equivalent
When a form uses NIC-2008, map this activity through the concordance at the 4-digit class level.
Concordance published by MoSPI between the 4-digit industry classes of NIC-2008 and this version. Partial mappings mean the activity is split across more than one class.
Related NIC codes
Other activity codes in class 6495.
NIC code 649504, answered
What is NIC code 649504?
NIC code 649504 is the NIC-2025 sub-class for "Activities of pawnbrokers/ money lenders". It sits inside class 6495 (Other credit granting activities), so it is the most specific code you can select for this activity.
Where do I use NIC code 649504?
You quote this code where a registration asks for your business activity, most directly in Udyam (MSME) registration and in the industrial activity captured during company or LLP incorporation. GST uses HSN and SAC codes instead, and the NIC code keeps your activity description consistent across applications.
Can I register more than one NIC code?
Yes. Udyam registration lets you add several NIC codes for the different activities you carry out and mark the main one. If you are unsure which codes apply, IncorpX provides assistance for selecting them correctly.
What is the NIC-2008 equivalent of code 649504?
At the 4-digit class level, NIC-2025 class 6495 corresponds to NIC-2008 class 6492. Use the mapped code where a form asks for the NIC-2008 classification.
This directory reproduces the National Industrial Classification for reference. Titles, notes and codes are sourced from the MoSPI publications; the official gazette remains the authoritative source. IncorpX provides assistance for registrations that use these codes and does not issue the classification itself.
Use code 649504 with confidence
Share what your business does and an IncorpX advisor will confirm this is the right NIC code and provide assistance for the registrations that use it, from Udyam and GST to company incorporation. Free, with no obligation.
