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Financial Institution Mumbai, Maharashtra Est. 1985

Kotak Mahindra Bank

Private-sector bank that, under a DPIIT tie-up, gives recognised startups zero-balance accounts, credit lines, API banking, and incubation support.

1 program listed

About Kotak Mahindra Bank

Kotak Mahindra Bank is a major Indian private-sector bank based in Mumbai. It started in 1985 as a finance company under Uday Kotak and became a full-service bank in 2003 on receiving a licence from the Reserve Bank of India, and it has since signed an MoU with DPIIT to offer dedicated financial and non-financial support to startups nationwide.

Under that arrangement, DPIIT-recognised startups can open zero-balance current accounts and tap working-capital and term loans, API-based banking platforms, digital-payment tools, and dedicated startup cards. The bank layers on mentorship, investment advisory, incubation support, and networking to help founders move from idea to scale, with a particular tilt toward emerging fields such as clean technology, deep tech, agritech, healthtech, and sustainability that anchor India's push for a self-reliant, innovation-led economy.

DPIIT-recognised startups at any stage after tailored banking, credit and funding, digital-payment rails, and capacity-building support to grow benefit most. It is online at kotak.com.

Who they work with

Stages
Growth
Sectors
Fintech Climate, Energy & EV Deeptech & Robotics Agritech & Food Biotech, Health & Pharma

Programs by Kotak Mahindra Bank 1

Closed Grant
FundingUp to Rs. 30 lakh
Equity-free Early Revenue

Kotak BizLabs is a flagship CSR initiative by Kotak Mahindra Bank, delivered in collaboration with top incubators like NSRCEL (IIM Bangalore). The program is specifically designed to empower and accelerate visionary, early revenue stage ventures. The accelerator aims to fuel innovation that creates a lasting impact by providing: Grant Support ranging up to Rs. 30 Lakhs for select high-potential startups meeting the criteria. Hands-on Learning: Tailored curriculum with

ClosesClosed

Frequently asked questions

What funding programs does Kotak Mahindra Bank run?

Kotak Mahindra Bank currently has 1 program listed in this directory, including Kotak BizLabs Accelerator Programme - Velocity (CSR). Each program page covers the funding amount, eligibility and application process.

Is Kotak Mahindra Bank a government organisation?

Kotak Mahindra Bank is listed as a financial institution. It is not a government body, and its programs follow the organisation's own selection process.

How do I evaluate whether a Kotak Mahindra Bank program fits my startup?

Start with the stages and sectors shown on this profile, then open the program pages for eligibility conditions and document checklists. If you want a structured view, send an enquiry below and an IncorpX advisor will walk you through fit and readiness.

Do I apply to these programs through IncorpX?

No. Applications are always submitted in your own name with the respective program authority. IncorpX is independent of Kotak Mahindra Bank and provides assistance for application preparation, document organisation and prerequisite registrations such as incorporation, DPIIT recognition, MSME and GST.

Enquire about Kotak Mahindra Bank

Tell us what you are building and which Kotak Mahindra Bank program you are evaluating. An IncorpX advisor will help you assess fit and get application-ready.

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Your enquiry goes to the IncorpX advisory team, who will help you evaluate fit and prepare. We are independent of Kotak Mahindra Bank and never contact organisations on your behalf.

Important disclaimer

IncorpX is a private platform operated by a private company. It is not a government department, agency or official portal, and it is not affiliated with, endorsed by, or acting on behalf of any government body or of any organisation, incubator, accelerator, investor or partner listed in this directory. All program names, logos and trademarks are the property of their respective owners and are used for identification only.

This directory is compiled from publicly available official sources and is provided for general information only. It does not constitute legal, financial, tax or professional advice. Funding amounts, eligibility criteria, required documents, deadlines and availability are determined by each program authority and change with every cycle, so the details shown here may be incomplete or out of date. Always confirm the current terms on the official program source before you apply or take any decision.

IncorpX charges no fee for the information in this directory and does not collect, process, lodge or submit any application on your behalf. Applications are made by you, in your own name, directly with the respective program authority. IncorpX provides assistance only for application preparation and for related registrations such as company incorporation, DPIIT recognition, MSME (Udyam) and GST. Eligibility, approval, disbursement and selection rest solely with the respective program authority, and IncorpX makes no representation or guarantee as to any outcome.

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